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How does Savology work?

We’ve made financial planning easier than ever. Our platform simplifies your entire financial life into a personalized plan with actionable steps to keep you focused and help you reach your goals. This is more than just a simple budget tool, it’s a comprehensive plan for your insurances, debt, retirement, estate planning, and more.

How Savology works - plan your financial future the modern way
Plan your finances in three easy steps.
Take the survey to create your financial plan

STEP 1

Take the survey

Get started by answering a few questions about your personal finances in just a few minutes. You can update this at anytime to improve the precision of your plan.

Financial planning in 5 minutes

STEP 2

Review your plan

After the survey, finish setting up your account so that you can access your personalized financial plan, report card, action items, and planning modules

Get your free financial plan in minutes
Financial planning in 5 minutes
Improve your financial health over time

STEP 3

Improve over time

Frequently login to your account to revisit and revise your financial plan, complete action items, find providers, track your progress, and reach your financial goals.

One platform. Your entire financial picture. 

Our financial planning platform makes it easier than ever to plan your finances, understand your retirement needs, and reach your goals.

Plan for now and later

Your personal plan is a roadmap to your financial success. You’ll see exactly what you need to do now to make a significant difference for your future.

Get personalized action items

View personalized recommendations that show you the most important next steps you should be taking to improve your financial security.

Improve your financial wellness

Start measuring your finances with a report card that grades across 10+ categories. Find out which areas you are doing well in and where you need to improve.

Talk with financial coaches

Looking for access to an actual financial expert? We’ve got you covered. Premium Savology plans include the ability to talk with real-life financial coaches. 

Reach your goals

Your plan helps you make important financial decisions with confidence which means you’ll be well on your way to reaching your financial goals.

Start building your financial plan >

Providers make it easy

Some action items may require additional help to complete. Our curated network of recommended providers saves you time and money as you implement your financial plan.

Savology Starter

Build your free financial plan today. Get your report card and personalized action items. You’ll be able to add additional premium features later.

Free

Savology Plus

A premium monthly membership for those that are serious about their money. Connect your accounts and work with planning professionals.

$8/mo

Financial planning has never been this easy.

Frequently asked questions (FAQs)

Most people are able to complete all the information needed to build their plan in about 5 minutes. If you are less familiar with your personal finances it may take a bit longer. After you answer the questions in the survey, Savology generates your personalized financial plan in a matter of seconds while you create your account.

Then, it is up to you to explore your financial plan, report card, and action items in more detail. While you will be able to gain valuable insights about your current financial well-being in a matter of minutes, it is worthwhile to spend even more time diving deep into your whole plan to increase your understanding.

Savology keeps your information private and does not sell or share any of your information. Savology uses the information gathered in the survey to build your comprehensive plan and provide the most relevant and accurate recommendations possible. You may also notice that Savology limits the personally identifiable information collected by not asking for sensitive information such as your last name, social security number, date of birth, or phone number when you are building your plan.

Savology uses industry best practices to keep your information and our systems secure. You may also notice that Savology limits the personally identifiable information collected by not asking for your sensitive data like your last name, social security number, date of birth, or phone number when you build your plan which further minimizes your risk.

Savology only recommends top-rated providers to provide you the best experience and value. Savology makes recommendations for almost any type of provider that can help you manage or improve your finances. This includes retirement accounts, life insurance, budgeting tools, credit management, bank accounts, mortgages, investment management, health savings, other insurances, and much more.

Improving your finances takes time. The more time and effort that you commit to improving, the better off you will be. While a financial plan isn’t something that you need to review every day, or even every week, you will want to revisit it often enough to stay involved and educated.

At a minimum, we recommend revisiting your plan at the following times. First, log in every time you complete an Action Item to mark it off and read about the next item on your list. Second, come back to your account to complete additional planning modules as they are made available every couple months. And third, come back to update your financial information anytime you have a significant change, but no less frequently than twice a year. For the most part, you will receive email reminders to keep you on track.

First, review your financial plan thoroughly to understand your current financial state. Then, take action! The reason to build a plan in the first place is to identify the things you need to do to improve your financial well-being and reach your financial goals. Start working on each of the first three action items that you are assigned. If you want more items to work on, you can find deficiencies like your savings rate or debt to income ratio in your financial plan and report card that you can start to improve.