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SMS Terms of Service

Last updated: July 10, 2020

Please read these  SMS Terms of Service (“Terms”, “Terms of Service”) carefully before subscribing to or using the Savology Money Snippets service found at Savology.com and associated subdomains (the “Service” or “Services”) operated by Savology, Inc. and its affiliated companies (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service in any capacity.

By accessing or using the Service you agree to be bound by these Terms and the Privacy Policy. If you disagree with any part of the Terms, then you do not have permission to access the Service.

Description of Service

Savology Money Snippets provides financial newsletters, tips, suggestions, recommendations, updates, deals, and education by SMS and MMS messages. 

By providing your mobile number, you agree that Savology may send you periodic SMS or MMS messages, via a third-party vendor.

You will receive up to 12 messages per month, not including messages sent in reply to any inquiries or responses that you provide. Message and data rates may apply.

You may unsubscribe at any time by texting the word STOP to 833-635-0665. You may receive a subsequent message confirming your opt-out request.

Many, but not necessarily all, United States Carriers participate, but are not liable for delayed or undelivered messages.

You agree to notify us of any changes to your mobile number and update your account with us to reflect this change.

Data obtained from you in connection with the Service may include your cell phone number, your carrier’s name, and the date, time, and content of your messages, as well as other information that you provide. We may use this information to contact you and to provide the services you request from us. By subscribing to the Service, you acknowledge and agree that we will have the right to change or terminate the service at any time, with or without cause or advance notice.

If you sign up for a full Savology financial planning account through the Service, your phone number may also be added to your account for future contact or the provision of additional service.

Subscription

When you provide your phone number to begin Services, you certify that you are above the age of 18, have a valid U.S. Social Security number, are currently in the United States, and are providing your own phone number. You must use a current and valid phone number for registration and update that email address in your profile if any changes occur. By registering and providing your phone number, you agree to receive electronic communications as previously described.

Limitations and Restrictions

Savology is not a credit counselor, registered investment advisor, legal advisor, or tax advisor as defined by state or federal law. Savology does not provide legal, tax, or investment advice. The Service is intended to assist you in your financial organization, planning, and decision making at a high level. Your personal financial situation is unique and therefore any information or advice obtained through the Service may not be appropriate for your situation. Use of our Service is not a replacement for personal or professional advice, particularly as it relates to credit and investments.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Savology, Inc. and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Savology, Inc.

Our Service may also display certain intellectual property, such as company name, product names, service names, logos, and colors that are owned by our partners. This agreement does not grant you any rights or license to modify, copy, display, or otherwise use any intellectual property owned by Savology or its partners.

Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

You may unsubscribe to stop the Service at any time by texting the word STOP to 833-635-0665. You may receive a subsequent message confirming your opt-out request.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Indemnification

You agree to defend, indemnify and hold harmless Savology, Inc. and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, b) a breach of these Terms c) your use, interpretations, or applications of the financial plans, reports, or recommendations that we provide.

Limitation of Liability

In no event shall Savology, Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Savology, Inc. its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements or improve your financial situation.

Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Utah, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. 

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

Contact Us

If you have any questions about these Terms, please contact us by email at support [at] savology [dot] com or by mail at PO BOX 538 Lehi, UT 84043.