Households with financial plans are 2.5x more likely to save enough for retirement.
Reach your goals
Explore your financial strengths and weaknesses, compare your current retirement forecast with your target trajectory, and review your key financial performance indicators.
Grade your financial wellness
Start measuring your finances with a report card that grades across 10+ categories. Find out what you are doing well and where you can improve.
Get personalized action items
View specific, prioritized recommendations for your unique needs and connect with the best provider deals to start improving immediately.
Here’s what people are saying about Savology
"Achieving your financial goals can be overwhelming, especially when there are so many factors to consider. Savology makes the process much easier. The interface is beautiful and you leave with a comprehensive financial plan personalized to your needs — all for free!"
"Finally! I have been waiting for a product exactly like this! I'm sending it out to everyone I know. There's a lot of hype about supposed financial strategies. However, I'm looking for specific information to my situation. Savology is the key!"
"I'm pretty financially savvy, but it's still hard to plan all my future finance stuff. I like that Savology tells where I should focus my efforts without making me think too hard. Only took a couple minutes to fill out. And it's FREE. I LOVE free."
“Savology was quick, simple, and easy! It gave me great advice on how to add value to my family’s financial plan. This is the financial app I have been looking for.”
Financial planning has never been this easy
Frequently Asked Questions (FAQs)
Absolutely! Savology plans to improve the financial situation for millions of people and that wouldn’t be possible without being accessible and affordable. So it doesn’t cost you anything to get a free plan, report card, and personalized recommendations.
You can take your plan and its recommendations anywhere to implement, but Savology also partners with trusted providers and market leaders to make it easier or cheaper to complete many of the recommended action items. Some of these partners compensate Savology when you choose to use them or learn more about their services. If you like your Savology plan, please explore our partners that help make it all possible. Get started by building your free plan.
A financial plan is more than just an analysis of where you are right now with your personal finances, it is also a strategic game plan for achieving future objectives across all areas of your financial life. An effective plan should include a savings strategy, a risk management plan, tax optimization strategy, an estate plan, and a retirement roadmap.
Savology uses hundreds of key indicators, metrics, and calculations to create a comprehensive plan, holistic report card, and personalized recommendations to help you improve your financial situation and prepare for retirement.
Traditional financial planning takes hours of fact finding, preparation, calculation, and analysis to prepare a plan for you. Savology uses proprietary technology and algorithms to create a financial plan for you in about 5 minutes. You can then use all the time you saved to start working on the personalized action item list.
Savology recommends specific steps for you to take based on your financial situation and your goals. Recommendations are geared towards obtaining financial security by paying off debt, increasing your savings rate, managing risks, and preparing for retirement. Depending on where you are in your financial journey, you could expect personalized recommendations to build an emergency fund, open a retirement account, adjust your insurance coverages, create an estate plan, refinance your mortgage, or much more.
The amount of money you need to retire depends on numerous factors that include your desired retirement age, your projected lifestyle throughout your retirement years, and your life expectancy among many other factors. In your free financial plan, Savology calculates how much money you need to retire comfortably and makes recommendations on what you can do to reach your retirement goals.
Savology does provide retirement calculations for you similar to other retirement calculators, including projections on your earnings, income, investments, and social security. But, Savology is much more than just a retirement calculator; it is a financial planning platform.
Savology takes it even further by providing analysis on what changes you can make to reach your goals or if you need to adjust your retirement goals to be more realistic and attainable. After creating your profile, you will have an account to log into at anytime to make updates to your situation and review your plan, report card, and action items.