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Fast and free financial planning.
For everyone.

Households with financial plans are 2.5x more likely to retire on time.
Households with financial plans make better financial decisions.
Households with financial plans set and reach meaningful financial goals.
Households with financial plans feel better about their finances.

Plan for now and later

Your personal plan is a roadmap to your financial success. When you build your free plan, you’ll see exactly what you need to do now to make a significant difference for your future.

Reach your financial goals and track your progress with Savology
Complete action items and recommendations to improve your finances with Savology

Get personalized action items

View personalized recommendations that show you the most important next steps you should be taking to improve your financial security.

Improve your financial wellness

Start measuring your finances with a report card that grades across 10+ categories. Find out the areas you are doing well in and where you can improve.

Improve your financial wellness with Savology
Get rewarded for taking action and improving with Savology

Get rewarded for taking action

Earn Savology Stars for completing tasks and reaching milestones. Stars can be used to unlock additional features, get provider discounts, or redeemed for Savology Swag. Sign up today to receive your first Savology stars icon 100.

Reach your goals

Your plan helps you make important financial decisions with confidence. By knowing exactly what you need to be doing next, you’ll be well on your way to reaching your financial goals.

Reach your financial goals with Savology

See why people trust Savology

We’re proud to have helped more than 25,000 households and counting.

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Find out how to improve your finances today

Frequently Asked Questions (FAQs)

Absolutely! Savology plans to improve the financial situation for millions of people and that wouldn’t be possible without being accessible and affordable. So it doesn’t cost you anything to get a free plan, report card, and personalized recommendations.

You can take your plan and its recommendations anywhere to implement, but Savology also partners with trusted providers and market leaders to make it easier or cheaper to complete many of the recommended action items. Some of these partners compensate Savology when you choose to use them or learn more about their services. If you like your Savology plan, please explore our partners that help make it all possible. Get started by building your free plan.

financial plan is more than just an analysis of where you are right now with your personal finances, it is also a strategic game plan for achieving future objectives across all areas of your financial life. An effective plan should include a savings strategy, a risk management plan, tax optimization strategy, an estate plan, and a retirement roadmap.

Savology uses hundreds of key indicators, metrics, and calculations to create a comprehensive plan, holistic report card, and personalized recommendations to help you improve your financial situation and prepare for retirement.

Traditional financial planning takes hours of fact finding, preparation, calculation, and analysis to prepare a plan for you. Savology uses proprietary technology and algorithms to create a financial plan for you in about 5 minutes. You can then use all the time you saved to start working on the personalized action item list.

Savology recommends specific steps for you to take based on your financial situation and your goals. Recommendations are geared towards obtaining financial security by paying off debt, increasing your savings rate, managing risks, and preparing for retirement. Depending on where you are in your financial journey, you could expect personalized recommendations to build an emergency fund, open a retirement account, adjust your insurance coverages, create an estate plan, refinance your mortgage, or much more.

The amount of money you need to retire depends on numerous factors that include your desired retirement age, your projected lifestyle throughout your retirement years, and your life expectancy among many other factors. In your free financial plan, Savology calculates how much money you need to retire comfortably and makes recommendations on what you can do to reach your retirement goals.

Savology does provide retirement calculations for you similar to other retirement calculators, including projections on your earnings, income, investments, and social security. But, Savology is much more than just a retirement calculator; it is a financial planning platform.

Savology takes it even further by providing analysis on what changes you can make to reach your goals or if you need to adjust your retirement goals to be more realistic and attainable. After creating your profile, you will have an account to log into at anytime to make updates to your situation and review your plan, report card, and action items. 

The first step is to complete your personal profile here. This is done by completing the financial survey with your basic information. It takes about 5 minutes to do so for most people depending on how complex your financial picture is and how on top of your finances you are.