Gabi insurance provider review - Savology

What is Gabi?

Financial experts generally recommend comparing car insurance rates at least twice a year to get the best deal on premiums. If you have ever gone through the traditional process to quote, compare, and purchase insurance, you know just how frustrating and time consuming it can be. And even when using an independent broker, it can be challenging to compare enough options to know you are getting the best rates possible.

That is where Gabi steps in.

Often called the “Amazon” of insurance, Gabi is a free online marketplace where you can quickly compare and purchase auto, home, and other personal insurance policies all in one place. Its proprietary technology brings together some of the best and largest national insurance providers and allows you to see side-by-side comparisons of who can provide needed coverage at the best value.

Gabi Overall Rating: 4.7
★ / 5

Gabi’s innovative approach makes comparing and shopping for insurance simple. The company brings together more than 40 providers nationwide and offers an unbiased approach to getting you the best rates possible. Unlike many other online brokers, Gabi is committed to not selling your information, so there isn’t any need to worry about getting spammed. If you’re not sure where to start but are interested in looking to quickly compare and shop for new insurance, Gabi is the place to go.

Pros & Cons of Gabi

Pros of Gabi

  • Saves the average customer $961 per year in premiums
  • Independent insurance broker that removes conflicts and biases
  • Offers a comparison tool where users can quickly match existing insurance coverage to new quotes
  • Users complete the entire process to secure a policy through Gabi site
  • Expanded customer service representative hours
  • The end-to-end process is extremely easy and quick to complete

Cons of Gabi

  • Users are required to complete an application and receive auto insurance quotes even when shopping for other policies
  • Not available for users in Hawaii and Alaska

Offering/Features: 4.7 ★

On the surface, Gabi seems rather straightforward and simple – that’s because it is and should be. The tool is designed to do the shopping for you and find the best quote in the most efficient way possible. In just a few quick minutes, you can complete all of the required steps and see your available quotes.

Signing up with Gabi

Getting quotes from Gabi really is as simple as the three steps outlined on their website; match your policy, pick the quote you want, and save! And forget about filling out a ton of forms. The biggest requirement is to either link your existing insurance account or upload a pdf copy of your policy.

The ability to link your existing insurance account is what separates Gabi from other online marketplaces. This is by far the quickest and easiest way for Gabi to pull in your current policy details and provide more accurate quotes that match your existing coverage. If you decide to link your existing insurance account, you will want to make sure that you have your online login credentials handy. All you need to do is select your current provider, enter your login credentials, and in about 20 seconds all of the necessary information gets populated.

If you’re not comfortable with linking your account, the other option is to upload a copy of your existing policy. This will take Gabi a bit longer to review and provide quotes (up to 48 hours), so this may not be the best option if you are looking for quotes immediately. When uploading your existing policy, you will need to make sure that you provide the correct documentation since there is a lot of paperwork involved with insurance policies.

You will also be asked to provide some contact information such as email address and phone number. But no need to worry, Gabi won’t sell your information to other companies, cold call, or send any spam. In fact, the ongoing communications from Gabi are limited compared to most.


If you decide not to pull the trigger right away or Gabi is unable to find you a better price, they will create an account to store your insurance information and continue searching for savings every day. Since Gabi is committed to not spamming you with obnoxious emails and phone calls, you will only be contacted via-text or email when they find you a cheaper quote. This is an extremely helpful tool since prices can fluctuate daily.

Just like the quoting process, your account is extremely simple to use. It shows any policies that have been linked, current quotes from other providers, and gives you the opportunity to add other types of insurance policies and get quotes. These include Homeowners Insurance, Renters Insurance, Umbrella Insurance, Landlord Insurance, and other types of insurances.

If you are anything like me and can’t keep your dozens of login credentials straight, you don’t need to remember a username and password for future access – you simply sign in each time by entering a unique 4-digit code that is sent to your cell phone via-text. If you decide that you no longer want to keep your account, you can completely disable it with just a few clicks.


There really isn’t much need for additional support since Gabi has made the shopping process so easy, but they understand the importance of excellent customer service. You can connect with Gabi support over the phone or chat to help guide you through the sign-up process, understand and select a quote, or answer any questions. Gabi also has extended hours to ensure they can support you whenever needed.

Gabi Pricing: 5.0 ★

Gabi’s marketplace tool is completely free for you to use and compare insurance policies. Plus, there is no obligation or additional fees for not moving forward with any of the quotes. Not only is using Gabi free, they also save customers on average $961 each year on insurance premiums!

Now you may be wondering how exactly Gabi makes money if the tool is free. Since Gabi is a licensed broker, they are paid commissions by the different insurance companies when selling one of their policies. However, Gabi has committed to not show or prioritize quotes based on the commission payout. This means that you can rest easy knowing that Gabi will continue to recommend the cheapest policies no matter what.

Gabi Reputation: 4.7 ★

Since Gabi’s inception in 2016, they have raised over $39 million in venture capital funding, and the list of investors is quite impressive. A few of the notables include Canvas Ventures, Northwestern Mutual Future Ventures, Securian Ventures, and more. Their executive team also brings decades of experience and success in the insurance and marketplace industry. And with over 1,000 Google reviews, Gabi holds a solid 4.8-star rating and is a BBB accredited business.


Many marketplace and online comparison sites attempt to monetize their users immediately by selling personal data to insurance companies. Gabi is dedicated to protecting your personal data and promises to never sell your information to other companies.

Gabi also employs a 128-bit key based encryption to store your credentials and encrypt the connection between your browser and their servers using SSL. These industry-best practices show you just how important user data and safety are to the Gabi team.

Ease of Use: 4.5 ★

As noted above, the Gabi system is extremely easy to use from beginning to end. The design is inviting and simple, and both the questions and information are presented in a way that is easy for users to understand.

While most of the quoting can be done simply by linking your existing insurance account, you are required to answer a few additional questions and provide some information during the sign-up process. These questions include your name, birthday, address, email address, phone number, employment status, education, years driving, and the length of time you have been with your current provider. Most of these are standard questions that all insurance providers must have to provide an accurate quote.

If you do end up deciding to go with one of the recommended providers, you can complete the entire process of finalizing the policy on Gabi’s site. This is certainly an improvement from other online marketplaces where you have to complete the remaining steps with the specific insurance provider. It is possible that additional information is required after the initial quoting process since Gabi is looking for efficiency by gathering the least amount of information possible to get you a quote. It’s also important to be aware of the possibility that the additional information could change the quoted price. Gabi does their best to get the most accurate quotes, but simply cannot consider every situation while maintaining efficiency.

Limitations: 4.5 ★

Is Gabi Right For You? 

Gabi’s simple and effective approach to insurance shopping is a great solution whether you are simply interested in exploring better options or are actively looking to switch and save money. And while you may not be leaving with a policy in hand, you will feel confident that you have done your homework and know if you can save money or not. To have peace of mind knowing you have access to the best possible rates you can get, I’d recommend visiting Gabi’s site to get your free quote today.

Gabi Review

Offerings & Features
Ease of Use

Gabi is a free online marketplace where you can quickly compare and purchase auto, home, and other personal insurance policies all in one place.

Overall Score (4.7)

This review is provided by and expresses the opinions of Savology to help users make informed financial decisions. Savology does not receive compensation for its product or provider recommendations but views such recommendations as an important part of helping people progress toward financial security.

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