Financial clarity for healthcare professionals.
A decade of deferred earnings, heavy debt, high expectations, and no safe place to talk about money. Direct Wealth Care is Savology's healthcare vertical: conflict-free financial clarity built for physicians and healthcare professionals, starting with a three-minute financial report card.
Free · About three minutes · Private by design
A− Your grades in 3 minutesMedicine trains you for everything except this.
A physician's financial life runs backwards from everyone else's, years of negative net worth, then a sudden income that arrives with no instructions and a queue of people ready to sell you something.
Earnings start late, debt starts early
Training years are the ones everyone else spends compounding. You begin real earning in your thirties, often deeply negative, and the standard advice, start early, save consistently, was written for someone whose career did not work this way.
Everyone finds you the moment you attend
Insurance, real estate, private placements, whole-life pitches dressed as planning. The volume is high and the incentives are hidden, so it becomes hard to tell advice from a sales call, and easier to do nothing at all.
The one subject you cannot ask about
You can ask a colleague about a difficult case. Asking whether you are actually okay financially feels like admitting something. So the question goes unasked for years, which is exactly how small problems become permanent ones.
Three minutes, between patients.
The same survey behind every Savology report card, carrying the Direct Wealth Care masthead. Tap-only answers, no documents to dig up, and your grades at the end, with a copy emailed to you.
Answer a short set of questions
About three minutes, tap-only for most of it. No account linking, no statements to find, nothing to prepare.
Your grades appear
Your whole financial life graded A to F, retirement, savings, insurance, debt, and estate, so you can see at a glance which part is actually the problem.
Your plan follows
Prioritized action items in plain English, plus education matched to your role in healthcare. A resident and an attending do not get the same advice.
What you walk away with
Role-specific, not generic
The report card and learning content adapt to your role in healthcare, a physician sees different education than a nurse, because their financial lives are different.
Clarity first, never a sales pitch
Your report card, your plan, your call. Nothing is sold to you, and an introduction to a well-vetted advisor happens only when your grades show a real need and a good fit, with no obligation.
A safe place to look at money
No account linking, no documents, no judgment. Three minutes of questions, honest grades, and a plan, because the hardest part of money stress is having nowhere to take it.
Why anyone does nothing
Most people never act on their finances, and it is rarely for lack of caring. It is that almost every route into getting help feels like the opening of a sales pitch, and the moment something feels that way, people stop.
Nothing is sold to anyone here. The report card is free, it takes about three minutes, and it asks for no account logins and no Social Security number.
It exists to get people off the sidelines and doing one thing that is good for them, which is the only part that has ever actually mattered.
Your hospital never sees any of this.
Your report card belongs to you. If your organization offered Savology, it sees participation counts and nothing else: never your grades, your numbers, or whether you finished. Nobody you work with will ever know what your report card says.
How the separation works →About Direct Wealth Care
Direct Wealth Care provides conflict-free financial planning for physicians and healthcare professionals, built around the realities of a medical career: training years, deferred earnings, heavy student debt, and the tax and insurance questions clinical work brings.
Visit Direct Wealth Care →Common questions
Does this cost anything?
No. The financial report card and the personalized plan behind it are free, with no credit card and no trial. Savology is free for households because advisory firms pay for the platform and for introductions, never for your data, and never without your consent.
Will someone call me after I do this?
Not unless you ask. Completing a report card does not put you on a call list. If your grades show a real need that takes a professional, you may be offered an introduction to a well-vetted advisor. You decide whether to take it, and nothing happens if you ignore it.
Can my employer or hospital see my results?
No. Organizations receive aggregate participation only, how many people took part, never who or what they scored. Your report card is visible to you alone.
Do I need to link my bank accounts?
No. There is no account linking and nothing to upload. The survey asks a short set of questions, most of them tap-only, using ranges rather than exact figures so you never need to look anything up.
What is the relationship between Savology and Direct Wealth Care?
Direct Wealth Care is a Savology community brand for healthcare professionals. The experience carries the Direct Wealth Care name and is built for clinical careers; the report card, plan, and education underneath are Savology.
Know where you stand, before your next shift.
Free · About three minutes · No account linking, no documents